Loan application for customers who are working for salary: ID card, Household registration book; certificate of cash salary or statement of the last 3 months' salary; labor contract.
Savings products are suitable for customers who do not need to use cash regularly and want to earn high profit on deposits.
Payment account products provide customers with a safe and effective financial management tool with 8 most popular currencies.
VPBank is proud to be the best online payment service bank, with a full range of payment services from electricity, water, telephone, internet, air tickets to cable TV, financial services. and a range of other utility services.
VP Gold Care premium health insurance is designed specifically for VPBank customers in Vietnam market.
VPBank cooperates with VPBS to provide customers with the service of depositing and withdrawing money on securities trading accounts at VPBank's transaction offices nationwide.
Through the program "Redeeming points - VPBank Loyalty", customers will be able to accumulate reward points and exchange for valuable gifts.
Recently, Vietnam Prosperity Joint Stock Commercial Bank (VPBank) officially launched VPBank Diamond banking service - Priority banking service to meet the separate financial needs of customers.
CommCredit - A Brand of VPBank
After the success of “household business pilot project”, VPBank officially established a new business division, Household Banking, with the brand name of CommCredit on July 14, 2015
You need to borrow a modest amount for a short period of time? Our weekly unsecured loan is the solution to such demand.
Do you own your current kiosk, house, or store? If yes, you can obtain an unsecured loan of up to VND 150 million at express processing time.
Small and household businesses can enjoy great convenience only with a small card
Tax payment guarantee is the support from VPBank in paying import/export tax in lieu of the granted enterprises helping enterprise feel secured in business activities
Credit Service
Import Export Service
With term deposit service, VPBank helps depositors enjoy regular income accordingly to selected interest term, ensure business activities or other frequent payment needs
Small and household businesses can enjoy great convenience only with a small card
Foreign Exchange Spot Transactions
Without any fees and charges, Foreign Exchange Spot Transactions best satisfy enterprises’ demands for legal foreign currencies trading in the shortest period of time
You are dynamic, modern and you have diverse financial needs? VPBank’s internet banking services will support you. No matter where you are, at any time, only with computers with Internet access, you can perform transactions easily and quickly
Transaction Email
With the prestigious award “The Achievement in Enterprise Risk Management” presented by the reputable organisation The Asian Banker on August 3rd, 2021, VPBank has continued to affirm its leading position in risk management, on par with other leading Asian financial institutions.
In the second year participating in the award, VPBank once again was recognized by the The Asian Banker's independent evaluation panel consisting of the world's leading experts. The board highly appreciated the rapid adaptability of the risk management system at VPBank when encountering the negative impact of the Covid 19 pandemic, thereby accomplishing the strategic objectives, and achieving sustainable improvement in assets quality.
During many years of operation with pioneering steps, VPBank has been well prepared to maintain stable business operations and promptly respond to both fluctuations in the market and uncertainties posed by the pandemic’s complicated developments.
Based on the development of macro forecast for a 3-year horizon, VPBank has flexibly adjusted its risk appetite, financial planning and conducted internal assessment of capital adequacy (ICAAP) accordingly to material changes in the business environment during and post COVID-19. As a result, VPBank has successfully maintained a prudent risk profile by applying multifactorial behavioral customers’ risk governance. A sound liquidity risk management enables VPBank to maintain a solid capital base through optimizing balance sheet, diversifying funding sources and periodically executing liquidity stress test.
VPBank has steadily developed robust risk management framework following best practice that embedded in daily business decision making process, covering all the key risk management pillars such as ISO-certified information security management system, SNL platform, EWS top down and bottom up, state-of-the art rehabilitation. For more details:
A representative from VPBank said that “Developing a robust risk management framework in accordance with international best practices, in parallel with promoting digital transformation are the top priorities at VPBank. Thereby, with a solid risk management foundation, VPBank is committed to strongly supporting customers during these difficult times and confidently enhances investor confidence.”
“The Asian Banker's award becomes even more special since it is a deserving recognition for the restless efforts and close coordination of the whole VPBank family, when the “global economic picture” is bleak with "dark colors”. This achievement has demonstrated the Bank's strong risk management capabilities and the precise long-term orientation of the Board of Directors, marking a crucial milestone in the development process when placing VPBank on par with other continental leading financial institutions of Singapore, China and Philippines...”, shared a representative of VPBank.
Risk Management Awards is an annual, prestigious award presented by The Asian Banker to financial institutions in the Asia-Pacific, Middle East and Africa to recognize the best achievements and emerging best practices in the risk management field. The evaluation and ranking of award categories are entirely based on the capabilities of financial institutions, guaranteeing absolute neutrality. With a history of 25 years, the quality, prestige and reputation of the award have been highly appreciated by the international financial community, demonstrating its value and influence over various organizations, global financial institutions and regional banks.
“The Achievement in Enterprise Risk Management” award category seeks a financial institution with outstanding achievements in effective risk management practices, ensuring successful attainment of strategic goals despite material changes in the economy. Previously, in 2020, at Asia-Pacific Risk Management Award, VPBank was also honored by The Asian Banker in the category of “The Achievement in Liquidity Risk Management”.
For further details, please contact: 1900 545 415 or (024) 7304 5415 or visit the website: www.vpbank.com.vn