- Customer can fix loan interest rate (switching from floating to fixed rate) or vice versa (switching from fixed to floating rate)
- With the option of paying a floating interest rate, Customer takes advantage of the difference from the discount of the payable interest rate
- With the option of paying a fixed interest rate, Customer secures a fixed borrowing cost in the future
- IRS agreement is made on the basis of the Customer’s valid original Loan Agreement and secured by pre-settlement risk margin
